Introduction to Alternative Saving Models

This introductory course delves into various saving models with a special focus on community-based saving mechanisms in emerging economies. By combining observations of new digital tools and best practices, this course was created in collaboration with eQUB from Ethiopia.
In collaboration with eQUB
Professional Certificate
Acquire a certificate showcasing your skill mastery.
Basic
Recommended level
Online, self paced
Mode of learning

What you'll learn

  • Understand the dynamics and trends of ROSCAs, SACCOs, and tontines.
  • Describe the emerging trends in the digitalization of social interactions related to credit and savings.
  • Assess risk pooling mechanisms among underserved communities.
  • Be aware of the practical tools to facilitate digital saving circles.
  • Analyze the impact of cultural dynamics on saving behaviors in emerging economies.

Who is this course for

  • Financial service providers and bankers.
  • Community leaders and organizers working with underserved populations.
  • Economists and researchers studying innovative financial solutions for low-income communities.
  • Policymakers and regulators.
  • Social entrepreneurs and innovators developing digital tools for community-based savings.
  • Non-profit and NGO workers.
  • Technology developers.
  • Professionals and students eager to explore cultural dynamics in emerging economies.

Course content

Introduction
1. Understanding the Psychology of Aging
2. Money Management and Planning for the Future
3. Decision Making and Psychological Well-being
4. Wrap-Up
Introduction - Aging in Australia from an International Perspective
1. Understanding Australia’s Aging Population
2. Healthcare Landscape in Australia
3. Australian Cultural Perspectives
4. AgeTech in Australia
5. Future Trends of Aging in Australia
1. The Demographic Trends of Aging Around the World
2. Is The Frontier of Survival Still Advancing?
3. The Reciprocal Relationship Between Society, Healthcare, and Aging
4. Effects of Aging on Real Estate, Financial Markets & Interest Rate
1. What is Age-Friendly Banking
2. The 3 Interrelated Elements of Age-Friendly Banking
3. Age-friendly Banking in Practice, Part I
4. Age friendly Banking in Practice, Part II
1. Setting The Stage
2. Financial Inclusion 1.0 Versus Financial Inclusion 2.0
3. Strategies For Measuring Financial Inclusion Around the World
4. Mobile Money, Poverty, and Gender Equality
5. Religion, Gender, Race, and Old Age in the New Digital Banking
6. Micro-Pensions and Savings
7. Credit, Risk, and Financial Inclusion
8. Future Trends (such as a Digital Central Currency) and Their Expected Impact on Financial Inclusion
1. Short Introduction
2. Alternative Saving Models in the Digital World
Introduction
1. Understanding the Biology of Aging
2. The Longevity Market, Money and Research
3. The Conventional Approach to Longevity
4. Longevity Medicine and Best Practices
5. Longevity - The Long Term
6. Key Takeaways & Further Reading
1. Navigating Relationships
2. Navigating Purpose
3. Navigating Health
4. Navigating Wealth
1. Foundations of AgeTech and Aging
2. Challenges of Aging - Tech-Enabled Solutions
3. Trends and Opportunities in AgeTech
4. Big Tech in AgeTech
5. Future Directions and Innovation in AgeTech
Introduction
1. General Overview of The Old Population in India
2. Leading Challenges
3. Examples of Government Initiatives
4. Key Takeaways

Skills covered in this course

financial inclusion
underserved communities
emerging economies
financial innovation
risk management
community dynamics
cultural competency
saving circles

Requirements

  • No previous knowledge required

Description

Faculty

Alexander Hizikias
Founder and CEO at eQUB

Alexander Hizikias is Co-founder & CEO of eQub, a disruptive fintech startup working to provide access to credit through saving groups & lending circles. He is an entrepreneur with a background in Economics, who is also responsible for creating multiple successful Ethiopian startups in different sectors. Strong experience in research, business management, finance & marketing. Passionate about technology & innovative value-addition. He's also a published author & poet who enjoys creative writing.

Courses

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Professional Certificate
Acquire a certificate showcasing your skill mastery.
Basic
Recommended level
Online, self paced
Mode of learning
Professional Certificate
Acquire a certificate showcasing your skill mastery.
Basic
Recommended level
Online, self paced
Mode of learning